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Demonetisation- How can we contribute?

Our honorable Prime Minister Narendra Modi announced that Rs 500 and Rs 1000 notes are no longer legal. The step was taken to tackle terrorism, black money and fake currency. The move was applauded and criticized like a true democracy would. An effort is made by our government. How fruitful will it be, time would tell. But instead of being cynical, there is some way we can contribute to the future of India we all hope for.

First and foremost-

1) Keep calm and take a deep breath-

To all the honest tax-payers out there. Please do not panic. Any cash that you have in these denomination is not worthless. You will get the same worth of money. Yes, you would have to go to the bank and change it. Inconvenience for the already time-pressed People-Agreed. But the old idiom holds true,” No gain without pain”. Also, there is a 50-day time window. And after 30th December you can still exchange at selected RBI counters. So, chill and keep calm.

2) Go cashless-

I see so many people withdrawing money from ATM’s with multiple cards. If you have a card, why do you need 8k a day? You can use your card at multiple places. Use cash only for day to day activities like buying vegetable, milk or travel. Please use card wherever you can. This is the right to explore all the wallet companies. Open an account hassle free and live in peace. I found some rickshaws , kirana stores ,parlors accepting wallet payments. Cashless economy is the future, make yourself ready for it.

3) Help the needy-

Help your maids, drivers with cash. They need it more than you do. Use your card if you can buy something for them from the card. Give them advanced salary or loan if you can.

4) Educate people around you-

Help clear doubts of your maids,drivers,rickshaw taxi drivers about demonetization. Ask them to open bank accounts if they already don’t have. Introduce them to different ways of going cashless. I spoke to two taxi drivers, one kirana store about using wallets for accepting payments.

5) Don’t believe in rumors-

Gossip mongers have got a lot of food. Carefully review what you hear, read and forward. Do not believe in everything (including news).

Above steps would help in controlling panic and fear. Of course, the implementation and execution of demonetization has come with a set of challenges. Let’s contribute in overcoming these hurdles.

I hope this article knocked sense in some of you. For the rest, if you still queue up out of panic, at least help the elderly and the illiterate in filling up the forms. Remember, you can always be of help even in your worst form.

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